Predict Risk & Understand Phone Ownership
Capture up to 6X more fraud and avoid friction with up to 7X fewer false positives using Socure Phone RiskScore, part of Socure’s industry-leading identity verification and fraud protection platform.
TALK TO AN EXPERTMitigating Fraud and Account Takeover Risk
Customers expect a one-click experience and phone numbers provide a key element in their journey. Starting at account opening and throughout the customer lifecycle, phone numbers provide a consistent risk indicator. Malicious actors use compromised phone numbers to hijack existing accounts or create new accounts. The challenge? Prevent fraud from faked, stolen, or invalid phone numbers while enabling a seamless user experience.
Phone RiskScore Answers Key Questions
Delivering safety and countering fraud requires verifying phone numbers and assessing risk at touchpoints such as account opening, account maintenance, and online transactions. Socure Phone RiskScore moves beyond rules-based approaches by applying adaptive, automated machine learning and continuous feedback data to phone numbers, identifying “bad” phones while also providing a seamless user experience for legitimate, good customers.
Enable Trust Throughout the Account Lifecycle
Account Registration
Establishes trust and deflects fraud at account creation
One-Time Passcodes
Confirms email legitimacy before sending OTPs via email
Profile Changes
Provides a passive signal validating email address risk prior to implementing profile changes
Marketplace Account Verification
Maintains integrity of ecosystem
Login Risk
Identifies risk of phone number at login
Digital Goods Delivery
Protects against mass fraud attacks where the phone risk signal is most powerful
Loan Origination
Identifies potential fraud before damage can be done
Account Authentication
Maintains trust and mitigates fraud when sending one-time passcodes (OTP) via SMS text messages
Online Gaming
Indicates phone ownership and delivers passive account proofing/verification
Phone RiskScore Technology Highlights
Passive Yet Highly Predictive
Preempt fraud by detecting evasive patterns
- Multiple phone data sources for maximum coverage
- 87+ phone-specific features, including number with dummy value, invalid area code, IP phone number, phone service types, porting, age, and more
- RiskScore returns a score between 0 to 1 indicating the riskiness of a provided phone number
- Correlation returns a value between 0 to 1 indicating phone ownership and the strength of the relationship between customer name and phone number
Flexible Deployment
Stand-alone or suite Deployment
- Socure ID+ Suite allows mix-and-match of a product portfolio that includes Sigma Identity Fraud, Sigma Synthetic Fraud, Digital Intelligence, as well as Email, Phone, and Address Risk Scores
- Device informs identity decisions within a holistic model
- Verify a 360 degree view of your customers’ identities
Continuous Improvement
Feedback data from the industry’s leading consortium of clients
- Socure delivers better fraud models trained with consortium feedback data
- As the consortium grows, Socure gets smarter using feedback data from an expanding network of trusting firms to counter evolving identity fraud patterns
Related Fraud Products
Sigma Identity Fraud
Analyzes every dimension of consumer identity device, name, email, phone, address, date of birth, SSN, IP, velocity, network and behavioral intelligence, and more—delivered in a single ML model.
Sigma Synthetic Fraud
Tackles targeted fake, randomized, and synthetic fraud patterns using data analysis and an ML model trained on consortium data from Socure's extensive portfolio of customers.
Email RiskScore
Predicts the risk of an email address and its correlation to an identity considering hundreds of data elements. Predictive factors include deliverability, age of the email, domain type, and alternative emails linked to an identity.
Digital Intelligence
Predicts risk associated with a device using data attributes such as IP, geolocation, device type, and device software. Binding a known identity to a known good device enables verification at critical points in the customer lifecycle.
Socure is the leading platform for digital identity verification and trust.
Its predictive analytics platform applies artificial intelligence and machine learning technology with trusted online/offline data intelligence from email, phone address, IP, device, velocity, and the broader internet to verify identities in real time.
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