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Avoid Friction While Combating Fraud and Account Takeover


Customers expect a seamless experience and addresses provide a frequent foundation for their journey. Starting at account opening and throughout the customer lifecycle, consumers register or change addresses. Malicious actors use compromised address information to hijack an existing account or create new accounts to conduct their nefarious activity. The challenge? Deflect fraud from fake, stolen, or invalid physical addresses while enabling a seamless user experience.

Address RiskScore Answers Key Questions

Delivering safety and countering fraud requires verifying a consumer’s identity and assessing risk at touchpoints such as account opening, account maintenance, and online transactions. Socure Address RiskScore is a powerful fraud prevention solution that uses physical address intelligence as a risk identifier while also providing a seamless user experience for legitimate, good customers.

Enable Trust Throughout the Account Lifecycle

Account Registration

Establishes trust and deflects fraud at account creation

Marketplace Account Verification

Maintains integrity of ecosystem

Account Authentication

Maintains trust and mitigates fraud when sending one-time passcodes (OTP) via SMS text messages

Loan Origination

Identifies potential fraud before 
damage can be done

Address-Restricted Services

Validates you can do business with goods/services restricted by geography

Address Updates

Provides assurance and mitigates fraud when sending sensitive information via the postal system

Address RiskScore Technology Features

Passive Yet Highly Predictive

Preempt fraud by detecting evasive patterns

  • 40+ address-specific features, including suspended mail activity, zip code for P.O. box, commercial address, military address, and more
  • RiskScore returns a score between 0 to 1 indicating the riskiness of a provided physical address
  • Correlation returns a value between 0 to 1 indicating the strength of the relationship between customer name and the physical address


Flexible Deployment

Stand-alone or suite deployment

  • Mix-and-match of a product portfolio that includes Sigma Identity Fraud, Sigma Synthetic Fraud, Sigma Device, as well as Email, Phone, and Address Risk Scores
  • Device informs identity decisions within a holistic model
  • Verify a 360 degree view of your customers’ identities


Continuous Improvement

Feedback data from the industry’s leading consortium of clients

  • Socure delivers better fraud models trained with consortium feedback data
  • As the consortium grows, Socure gets smarter using feedback data from an expanding network of trusting firms to counter evolving identity fraud patterns