Socure’s Phone RiskScores

Predict Risk Linked to Phone Identity

Socure’s Phone RiskScores assess the risk and ownership strength of phone-related data to help organizations stop fraud early and optimize decisions across onboarding, authentication, and payments. Part of the RiskScores suite with Email RiskScore and Address RiskScore, Phone RiskScores work in low-PII environments and scale with your identity strategy.

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Overview

Stop Phone-Based Fraud Before It Escalates

Socure Phone RiskScores use consortium intelligence and machine learning to evaluate phone risk, ownership signals, derivations, and network behavior. This risk signal helps teams reduce fraud, limit unnecessary step-ups, and improve confidence in phone-linked identity decisions without adding customer friction.

Capabilities

Predict Phone Risk and Verify Ownership

Phone risk prediction

Detect risky or synthetic phone identities early using predictive risk and ownership signals.

Smarter authentication decisions

Reduce OTP volume, manual reviews, and authentication costs with adaptive step-up decisions.

Network-powered coverage

Improve risk coverage and accuracy using consortium intelligence across phone carriers and usage patterns.

Use Cases

Built for Fraud, Authentication, and Payments Teams

Phone RiskScores support critical decisions across the customer lifecycle, from onboarding to authentication and high-value actions.

Progressive Onboarding

Assess phone-related risk at the start of onboarding to stop fraud early and approve more legitimate users.

Authentication and OTP Optimization

Determine when OTP or step-up verification is truly necessary based on real-time phone risk.

Account Takeover Detection

Identify suspicious phone changes or reuse that may signal account takeover attempts.

Payments and P2P Verification

Evaluate phone-linked risk for payments or peer-to-peer transfers to reduce fraud and errors.

Technology Highlights

Predictive Phone Risk and Ownership Signals

Consortium Data Insights

Leverage patterns and risk signals from thousands of enterprises to improve phone risk accuracy.

Phone Correlation Scoring

Network and Device Signals

Flexible Deployment

Key Benefits

Better Phone Risk Decisions With Less Friction

Phone RiskScores help teams detect fraud early, reduce unnecessary verification, and improve customer experience through adaptive decisions.

Stop Fraud Earlier

Flag risky phone identities at the first point of interaction.

Improve Conversion

Reduce false positives and approve more legitimate users with adaptive risk decisions.

Lower Operational Cost

Minimize OTP volume, manual reviews, and verification expenditures.

Scale Across the Lifecycle

Apply consistent phone-linked risk assessment from onboarding to authentication and payments.

Let us prove it.

Ready to see RiskScores in action?

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