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RiskOS™

Unified fraud, compliance, and risk decisioning platform

<h2>Decision engine and orchestration platform with identity at the core</h2>
From onboarding to login and transactions, RiskOS™ transforms how you manage risk — moving from reactive to proactive protection across the entire customer lifecycle using industry-leading data products.

overview

Partner ecosystem

Design risk strategies with RiskOS™&#8217;s dynamic workflow builder. Featuring an intuitive no-code interface, seamless third-party data integrations, and real-time testing capabilities, adapt to evolving threats with precision and efficiency — no engineering required.

Build, edit, and test risk strategies

Leverage 85+ pre-integrated data sources through Socure’s data service marketplace to empower your team to make the best decision possible for any onboarding, transaction, credit, authentication, login or account change event.

Seamlessly orchestrate data products

Review cases in a central hub with intelligent entity network graphs, a consolidated view of risk scores, reason codes, labels, and user activity timelines – all helping streamline manual reviews, SAR, CTR, and UAR report generation.

Conduct deep investigations with case management

Simulate rule changes against historical data to identify potential improvements before going live, or test multiple workflows in parallel to optimize for performance and cost. By eliminating the guesswork, reduce false positives, and implement updates seamlessly — all without disrupting your current processes.

Refine risk strategies with backtesting and shadow mode

Leverage pre-built workflows designed and continuously updated by fraud and compliance experts with 100+ years of experience at leading fintechs and FIs. RiskOS™’s templated workflows empower your team to hit the ground running with proven strategies tailored for use cases like onboarding, authentication, and transaction monitoring.

Start with templated workflows built by industry veterans

Get instant, natural-language explanations for why a score or decision was returned, directly within the Case Management system. With one click, analysts can see the top signals that influenced a model’s outcome — cutting through noise, reducing review time, and enabling confident, audit-ready decisions.

WEB_Explainability RiskOS Page Graphic_2025-06

Explainable AI, built in

Unify your stack with a developer-friendly, AI-powered decisioning platform that’s pre-integrated with world-class data products. Seamlessly approve more good customers at onboarding, accurately authenticate account changes and login events, and detect high-risk anomalous transactions.

Features/Capabilities

One platform, one API

Explore RiskOS™ Use Cases

Making the right decisions for a consumer you’ve never seen before shouldn’t be complicated.

Explore consumer onboarding

Consumer onboarding

Verify more good businesses for underwriting, tax registration, and credit assessment.

Explore business onboarding

Business onboarding

Keep your community safe and thriving with instant, accurate user verification.

Explore trust & safety

Trust & safety

Deliver frictionless authentication at onboarding, login, multi-factor authentication, high-risk transactions, and account recovery.

Explore login & authentication

Login & authentication

Convert more users with comprehensive account coverage while effectively stopping fraud and return payments.

Explore bank account verification

Bank account verification

End-to-end fraud, risk, and compliance solutions

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Connect with one of our experts today.

Ready to see RiskOS™ in action?

Streamline fraud prevention, compliance, and identity verification with RiskOS™—an AI-powered decisioning platform for onboarding, transactions, and trust-building.