Adaptive, real-time phone and device verification
From passive Silent Network Authentication to intelligent One Time Password, Socure authenticates users across devices, channels, and risk levels without compromising speed or trust.
Ensure verified possession prevents fraud
while enabling access
Socure’s One Time Password (OTP) and Silent Network Authentication (SNA) solutions are enriched by Socure’s Identity Graph and orchestrated through RiskOS™ to deliver adaptive, context-aware authentication based on real-time device risk intelligence. This integrated approach enables precise phone and device possession verification across critical use cases such as account takeover prevention, Advanced Pre-Fill and account creation, enhancing both security and user experience.
SNA vs OTP: Smarter Authentication in Action
Socure’s Silent Network Authentication delivers fast frictionless authentication, with intelligent One Time Password fallback when needed.
This side-by-side comparison highlights the speed and seamlessness of SNA, which silently verifies device possession in real time without user input. When SNA is unavailable, Socure intelligently escalates to OTP, ensuring secure, adaptive authentication without compromising user experience.
Deliver seamless authentication across
onboarding, login, and recovery
Protect identity data with verified device possession
SNA silently verifies phone number possession on mobile, securing prefill flows. OTP provides an adaptive step-up only when behavioral or device risk is detected. Together, they ensure only real users receive sensitive identity data.
Stop account takeovers with real-time possession checks
Socure’s Identity Graph works in tandem with OTP and SNA to stop Account Takeover. The Identity Graph flags suspicious device and phone to identity mismatches or devices associated with past fraud activity or synthetic identities. SNA silently validates legitimate access, while OTP is triggered when SNA is unavailable, forming an adaptive authentication framework that ensures seamless access for trusted users and strong protection against fraud.
Account information change
Account information updates are common entry points for ATO attacks, so Socure defends account integrity with real-time device verification. SNA and OTP validate the identity behind the update request to ensure seamless and secure verification of account updates.
Built on the industry’s most comprehensive identity graph and risk signals
Key capabilities
Reduce authentication failures with adaptive fallback from SNA to OTP
Reduce authentication failures with adaptive fallback from SNA to OTP
Fallback to OTP when SNA checks aren’t available
Ensure trusted users bypass unnecessary authentication steps
Ensure trusted users bypass unnecessary authentication steps
OTP triggers only when risk is high or SNA fails, reducing user friction.
Stop fraud by linking devices to verified identities instantly
Stop fraud by linking devices to verified identities instantly
Identity Graph powers precise phone and device possession verification
Deploy in days, not months
Deploy in days, not months
Go live in days with lightweight SDKs and APIs designed for seamless integration across web and mobile onboarding flows.