The Great ACH Reset: What Nacha’s 2026 Rule Means for Fraud & Scam Prevention

In March 2026, Nacha will implement its most significant fraud-prevention updates in over a decade — expanding the WEB debit rule to all ACH transactions. These changes shift responsibility for detecting and preventing fraud across the entire network, requiring risk-based monitoring that verifies account ownership, identity, and transaction behavior.
This evolution moves the industry from one-time account validation to continuous, intelligence-driven fraud prevention. Any organization that sends or receives ACH payments — banks, fintechs, payroll providers, marketplaces, or billers — will be impacted.
Watch this session to understand what’s changing, how to prepare, and how forward-thinking organizations can turn compliance readiness into a strategic advantage.
<ul>
<li>What the 2026 Nacha WEB Debit Rule update requires</li>
<li>How to evaluate your current fraud controls and identify compliance gaps</li>
<li>Practical steps to build risk-based fraud detection that meets the new standard</li>
</ul>
Audience: 
Fraud, Risk, Compliance, and Payments leaders at banks, credit unions, fintechs, and high-volume ACH originators (like payroll or marketplace platforms).

The Great ACH Reset: What Nacha’s 2026 Rule Means for Fraud & Scam Prevention

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