Article, ID+, Financial Inclusion

FinTech’s Digital Identity Crisis

Posted by PYMNTS on Jun 14, 2016

Karen Webster and Socure’s Ken Allen hosted a digital discussion recently about how the payments and financial service providers should manage the digital identity crisis facing them and reliably authenticate consumers. One framework and 4 pillars later, they offered an approach that might help the ecosystem reconnect with its authentication ego-id-superego.

Article, ID+, Financial Inclusion

A Layered Approach To Consumer Authentication

Posted by PYMNTS on Jun 7, 2016

The smartest organizations are taking a layered approach to consumer decisioning,  by separating identity verification from credit determination. Big Data enables them to blend intelligence with conventional offline data for hyper-informed decisions, in a way that doesn’t cut corners on the best security practices. (PODCAST) 

Article, ID+, Financial Inclusion

Why Credit Isn’t Working For Financial Inclusion

Posted by PYMNTS on May 10, 2016

Acquiring that financial health means financial institutions are able to not only know, but accurately identify, their customers.

But for many financial institutions, the use of credit as a determining factor on whether to provide access to banking products or not transforms the decision from one based on identity to one based on credit – a choice that can subsequently lock millions out of the financial world.

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